Guys I need your help ASAP and it may affect quite a few on here.
Please do NOT make this discussion about Brexit or EU Rules but kindly stick to PSD2 ONLY.
PSD2 states that ALL card payments (credit or debit) have to have two step authentication to prevent fraud and money laundering within Europe and Including UK even after “Brexit” to accept payment on any card - debit or credit after deadline. PayPal have stated quite clearly that without this they WILL NOT accept any card payments.
I use @Cartloom and have done for many years, I wish to continue using them going forward, however I have a problem and I am working with them as they are BRILLIANT and always been of great help to me.
I have a successful e-commerce business and I accept PayPal and Card payments, to make my life easier I chose PayPal as my merchant banker so I only needed one set up and they (PayPal) sent me the below over two months ago.
As a business accepting card payments, your online checkout will need to be upgraded to comply with PSD2, a new European Union directive that requires Strong Customer Authentication (SCA). The directive applies from 14 September 2019, but card issuers are working towards SCA by April so that their systems are fully operational by the deadline.
Cartloom and now come back to me yesterday and say they most probably won’t have the API integrated by deadline so I now have a business decision to make. They hope to have Stripe integration but don’t have that at present.
I am therefore asking for your advice please:
- Do you use Cartloom and who is your merchant banker?
- Have you checked with Cartloom to see whether they are integrated?
- If you do not use Cartloom what do you use and are they accredited in your software you use?
- What is the best non Cartloom programme you have integrated into RW?
My dilemma now is I am going to have to change my site to have a merchant banker and PayPal as I accept both methods of payment. Stripe does not integrate with PayPal - Is this correct?
This affects ALL people who accept card payments to sell in Europe and UK irrespective of where they are based e.g. USA so its a collective problem and that’s why as always I know someone out there will have an answer that can help.
THANKS in advance